- Renewal Analysis
- Preparation of request to quote document and analysis of results
- Implementation of new sales
- Employee meetings
- Claims resolution & Assistance
- Customer service
- A.S.O. Administrative services
- Payroll deductions
- Taxable benefit reports for T4 & Relevé 1 (As well as, Relevé 22)
Group life insurance is generally provided for all active, full-time employees. It provides term financial compensation in an event of the plan member's death.
This benefit provides the plan member financial compensation in an event of the death of their spouse/dependent children.
Accidental Death & Dismemberment
AD&D is a lump sum payment if death is the result of an accident, or it provides payments for injuries sustained or loss of use of certain body parts or faculties as a results of an accident.
Optional life can be available to only/both employee and their spouse. Medical evidence is required and coverage typically ceases at age 65 or earlier of the employee's retirement.
Critical Illness Insurance
Critical Illness covers the gap between life and LTD insurance by providing a once in a lifetime lump sum payment to an insured employee who has been diagnosed with and survived a life threatening illness.
Dental Care Benefits provide comprehensive dental services and supplies for plan members and their eligible. The amount of coverage is defined as a yearly maximum.
Extended Health Care
Also referred to as Supplementary Health Care or Major Medical, EHC plans are generally designed to supplement existing provincial health.
Travel insurance covers health care or accident while traveling outside the province of residence. It's the perfect complement to the provincial health insurance plan.
Short Term Disability
Short term disability is designed to compensate a plan member for income lost as a result of a short-term absence from work due to accident or sickness.
Long Term Disability
Long term disability is the most common method of providing extended income replacement to plan members who are disabled and unable to work due to prolonged injury or illness.
With a self-insured plan now becomes responsible for claims related to medical care, dental and weekly indemnity, while the risk for other guarantees (life, accidental death and dismemberment, long term disability) is entrusted to one or several insurers.
Health Care Spending Accounts
is an individual employee account that reimburses the employee for health and certain non-health related expenses not covered by government plans or other plan.
Employee Assistance Program
EAPs can be considered early intervention methods intended to reduce the number of disability claims. They focus on two key elements: Organizational wellness & Employee wellness.
Human Resources Services
More information will be available soon